HOW VI FI CAN HELP YOU? / FAQ

• WHY WE SHOULD COME TO VI FI #FINANCIAL CONSULTANTS AND NOT DIRECTLY BANKS?

Every Bank has Different Product Features, Parameters, Constraints in their Loan Policy like unique needs of a Borrower.Key elements while assessing a loan is your Profile, CIBIL, Financial Documents Availability, Income Source, Property*(Secured Loan) should match with that particular Lender. We bridge the gap between your unique demand with a particular Lender

• WHAT IS THE PROCESS FLOW OF LOAN APPLICATION THROUGH YOU?

Not major difference in process flow. You have to submit complete set of documents to us. After Scrutinizing, we will login the case to appropriate banker hence case doesn't delay at initially documentation stage. Rigorous follow-ups and monitoring stage wise process flow within stipulated time frame is what we strictly follow.

• UNIQUE SELLING PROPOSITION (USP) OF VI FI# FINANCIAL CONSULTANTS?

Lowest Rate of Interest (ROI), Lowest Processing Fees, Lowest Insurance Premium, Maximum Loan to Value(LTV), Maximum Duration, Hand Holding support till the time of Disbursement.

• DOES HOME LOAN AND LOAN AGAINST PROPERTY POSSIBLE WITHOUT ITR, GST, WITHOUT INCOME PROOF?

Yes, Very much possible with loan amount limit

• IS SHIFTING OF EXISTING LOAN IS BENEFICIAL ? IN WHAT WAYS?

It depends on whether your existing loans fulfilling present financial condition. One can Shift existing loans for better Rate of Interest, Higher Loan amount, Higher Loan Tenure etc

• DO YOU CHARGE FOR THE SERVICES?

We Don't Charge For Normal Cases, But Yes Where we does add value to our customers on case to case basis.